In its twenty-second annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in thirty-six large cities and towns. Specifically, the report examines:
The Level and Composition of Mortgage Lending
Borrower Race/Ethnicity and Income
Neighborhood Race/Ethnicity and Income
Denials of Mortgage Applications
Lender Activity
Legislative and Regulatory Developments
In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of on-line tables. Changing Patterns XXII was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.