UMass Report Mortgage Lending to “Minorities” In Boston & Massachusetts

Changing Patterns XXII: Mortgage Lending to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2014
December 2015
* To read Executive Summary click HERE.
* To see supporting data tables click HERE.
* To read the press release click HERE.
* Read Boston Globe Article on Changing Patterns XXII HERE.


In its twenty-second annual report on mortgage lending patterns, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, in Massachusetts, and in thirty-six large cities and towns. Specifically, the report examines:

  • The Level and Composition of Mortgage Lending
  • Borrower Race/Ethnicity and Income
  • Neighborhood Race/Ethnicity and Income
  • Denials of Mortgage Applications
  • Lender Activity
  • Legislative and Regulatory Developments

In addition to the data in the report, MCBC is also providing data on all Massachusetts cities and towns in a set of on-line tables. Changing Patterns XXII was prepared for MCBC by Jim Campen, Professor Emeritus of Economics at UMass Boston.

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